Culver Creek - Morrow GA Clayton County

Morrow, Georgia Clayton County

Community Highlights

		Ranch & 2 Story Homes
		3 & 4 Bedroom Plans
		Bonus Room (per plan)
		Total Electric
		Clayton Schools
		Side Walks & Streetlights

Interior Features

		Automatic Garage Door Opener
		CATV & Phone Outlets
		Electric Fireplace in Family Room
		Interior Garages Painted
		Master on Main Floor
		Master Walk-in Closet (per plan)
		Mini Blinds Throughout
		Security System Installed
		Vaulted/Trey Ceiling (per plan)

Exterior Features

		Covered Porches (per plan)
		Fully Sodded Yards w/ Shrubbery Package
		Lemplank Siding
		Stone/Brick/Stucco Accents on Front of Homes
		Window Screens

Kitchen Features

		Black Appliances
		Breakfast Bar (per plan)
		Ice Maker Connection
		Phone Jack
		Range, Vent hood, Dishwasher
		Stainless Steel Sink
		Vinyl Flooring

Bathroom Features

		Double Vanity (per plan)
		Garden Tub/Seperate Shower (per plan)
		Sit Down Vanity (per plan)
		Towel Rack
		Vaulted Ceiling (per plan)
		Vinyl Flooring

Energy Features

		Tilt Sash Double Pane Windows
		Total Electric

Warranty Information

		Builder 1 Year Warranty (standard)
		RWC 2-10 Warranty (FHA & VA Loan Types)

THERE ARE NO HOMEOWNERS ASSOCIATION DUES.

EARNEST MONIES IS

$500.00 for Investor and Owner/Occupant Purchases.

Builder will contribute $2500.00
towards closing costs with their
preferred lenders

$0 towards closing costs
with any outside lenders.

These homes would require the purchase
of a refrigerator, CO2 Dectectors, Fire Extinguishers
in order to get them in RENT READY condition.

AVAILABLE FLOORPLANS

Floorplan	Approx. SF	Description	Starts From
Geneva	1630	2 Story, 3/2.5, DR, FR, Kit w/BA, 2 Car	$147,999
Hearst	1400	2 Story, 3/2.5, FR, Dining Area, Kit, 2 Car	$145,999
Jamison	1600	Ranch, 3/2, FR, Dining Area, Kit, 2 Car	$142,999
Monticello	1300	Ranch, 3/2, FR, Dining Area, Kit, 0 Car	$142,999
Newport 3Br	1500	Ranch, 3/2, DR, FR, Kit w/BA, 2 Car	$147,999
Newport 4Br	1800	Ranch, 4/2, DR, FR, Kit w/BA, 2 Car	$157,999
Tate	TBD	2 Story, 3/2.5, LR, DR, FR, Kit w/BA, 2 Car	$147,999
Tiara	1400	Ranch, 3/2, FR, Dining Area, Kit, 2 Car	$143,999
Villa	TBD	2 Story, 3/2.5, FR, Kit w/BA, 2 Car	$147,999
Zurich	TBD	2 Story, 3/2.5, DR, FR, Kit w/BA, 2 Car	$142,999

AVAILABLE INVENTORY

Lot 3
Zurich
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$65.00

Total Monthly Expense

$1041.03

Projected Monthly Income Range

$1195 - $850

Lot 4
Villa
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$63.00

Total Monthly Expense

$1039.03

Projected Monthly Income Range

$1150 - $850

Lot 6
Geneva
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$63.00

Total Monthly Expense

$1039.03

Projected Monthly Income Range

$1150 - $750

Lot 9
Monticello
Starting from $142,999.00
Cul de Sac

CASH FLOW ANALYSIS

Sales Price	$142999.00
10% Downpayment	$14299.90
1st Loan Amount (1LA)	$115829.19
2nd Loan Amount (2LA)	$12869.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$663.61
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$112.62
Taxes and Insurance (T & I)	$166.84
HOA Dues	N/A
Estimated Property Mgmt. Fee	$60.00

Total Monthly Expense

$1003.07

Projected Monthly Income Range

$1095 - $750

Lot 11
Villa
Starting from $147,999.00
Cul de Sac

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$63.00

Total Monthly Expense

$1039.03

Projected Monthly Income Range

$1150 - $850

Lot 18
Biltmore
Starting from $147,999.00
Cul de Sac

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$65.00

Total Monthly Expense

$1041.03

Projected Monthly Income Range

$1195 - $895

Lot 24
Geneva
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$63.00

Total Monthly Expense

$1039.03

Projected Monthly Income Range

$1150 - $750

Lot 25
Villa
Starting from $147,999.00
Cul de Sac

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$63.00

Total Monthly Expense

$1039.03

Projected Monthly Income Range

$1150 - $850

Lot 30
Biltmore
Starting from $147,999.00
Cul de Sac

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$65.00

Total Monthly Expense

$1041.03

Projected Monthly Income Range

$1195 - $895

Lot 33
Zurich
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$65.00

Total Monthly Expense

$1041.03

Projected Monthly Income Range

$1195 - $850

Lot 34
Geneva
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$63.00

Total Monthly Expense

$1039.03

Projected Monthly Income Range

$1150 - $750

Lot 36
Tate
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$65.00

Total Monthly Expense

$1041.03

Projected Monthly Income Range

$1195 - $750

Lot 37
Geneva
Starting from $147,999.00

CASH FLOW ANALYSIS

Sales Price	$147999.00
10% Downpayment	$14799.90
1st Loan Amount (1LA)	$119879.19
2nd Loan Amount (2LA)	$13319.91

1LA at 6.875% Int. Only ARM/Fixed 30 yr. (P & I)	$686.81
2LA at 10.5% Int. Only ARM/Fixed 30 yr. (P & I)	$116.55
Taxes and Insurance (T & I)	$172.67
HOA Dues	N/A
Estimated Property Mgmt. Fee	$63.00

Total Monthly Expense

$1039.03

Projected Monthly Income Range

$1150 - $750

Homes listed and priced on these pages are strictly for the purchase for our investors in our network seminar programs.

If you wish to purchase any of these homes for your own occupancy,
you must contact the builders or their subdivision agents for their
information, pricing and financing.

FOR MORE INFORMATION, PLEASE CALL
SCOTT GOBER AT 404-713-7811 OR
BY EMAIL AT SCOTTGOBER@PSATLANTA.COM